Agen Raya Mobile - Online Transfer Feature

Online interbank transfers in the Agen Bank Raya mobile app, built to grow Bank Raya's fee-based income and bring in more customers.

Story

Agen Bank Raya serves customers who increasingly expect to transfer money between banks from their phone. The online interbank transfer feature grows Bank Raya's fee-based income and gives agents one more reason customers come back.

Contribution

• · Built the online transfer flow from destination inquiry (bank and account number) to amount and funding source entry.
• · Built sender data management with compliance education per POJK No. 8 Year 2023 on APU, PPT, and PPPSPM.
• · Built the transfer confirmation screen showing fee details, total payment, and estimated agent commission.
• · Built the successful transaction screen with transaction detail / receipt that can be shared and printed.

Impact

Increases Bank Raya's fee-based income through online interbank transfers, expands Agen Bank Raya service coverage, and attracts more customers.